Speak With A Specialist
Car Finance
Quick and Simple
Car Loans
Fast Approval in Minutes
Navigating the vast array of car loan products available is essential to secure the right solution for your needs. With access to an extensive network of over 40 lenders and 80 specialised loan products, our expert brokers effortlessly compare all your available options.
We work with the most trusted names in finance!
And have access to over 40 lenders and 80 specialist loan products.
How It Works
Fast Approvals in
4 Simple Steps
Apply Online
Complete our quick online application form in just a few minutes. The more information you provide, the better we can tailor our offerings to your needs.
Receive Your Personalised Rate
Our cutting-edge financial software, coupled with our in-house brokers, will match you with a lender offering the best interest rate based on your individual circumstances.
Compare Your Options
Explore and compare your personalized loan choices. There are no hidden fees or charges; we provide a detailed explanation of your loan options to ensure clarity.
Get Approved and Funded
Our brokers can secure pre-approval within as little as 2 hours, and same-day settlements may be possible, subject to eligibility.
Finding the Perfect Fit for You
Car Loan Options
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Secured Car Loans
Opting for a secured car loan entails using the vehicle you're purchasing as collateral. In the event of repayment difficulties, the lender can repossess the vehicle to cover their costs. Favorable interest rates are typically associated with secured loans due to the lower risk from the lender's perspective.
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Early Loan Payoff
Many lenders permit early loan payoffs, though they might impose an early termination fee. However, there are options available that allow you to make extra repayments or even pay off the loan entirely without penalties, reducing the total interest owed.
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Balloon Payments
Need to reduce your regular payments? We can arrange for a "balloon payment," which lowers your routine payments and allocates a larger sum at the end of the loan term. This option is ideal if you anticipate having the necessary funds at the end of the term or plan to upgrade your vehicle within five years. If your lump sum isn't readily available, we can explore refinancing the balloon amount.
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Understanding Additional Fees
We'll guide you through the various fees associated with the available loan products, helping you make informed decisions that suit your financial goals.
Car Loan
Features
- Flexible loan terms (ranging from 1 to 7 years)
- Finance for vehicles of any age
- Private, auction, and dealership sales
- Balloon (residual) payment options
- Ability to pay off your loan early without penalties
- Financing available for both the vehicle and insurance
- Fixed and variable rates throughout the loan term
Selecting the Perfect Car Loan
Why
Choose Us
Expert Guidance
Our team of experienced finance brokers is dedicated to understanding your unique circumstances and financial goals, providing personalised advice and solutions every step of the way.
Wide Network
Through our extensive network of reputable lenders, we offer access to a diverse range of personal loan options, giving you more choices and a better chance of finding the perfect loan with favorable terms.
Simplified Process
Applying for a personal loan can be complex and overwhelming. We streamline the entire experience, handling the application, documentation, and approval stages, making it hassle-free for you.
Tailored Solutions
Whether you require a short-term loan for immediate expenses or a longer-term loan for a significant life event, we work with you to find a solution that aligns with your repayment capacity and financial goals.
Competitive Rates
We prioritise affordability and are committed to securing competitive interest rates and terms, ensuring that you not only get a loan but one that you can comfortably manage.
Protect Your Credit Score
Avoid damaging your credit file and future financing opportunities by relying on our expertise. We understand lenders' credit policies and key lending criteria, ensuring that you secure the funding you need, every time.
What They Say
What Our Clients Say
Getting a personalised quote from The Loan Rangers takes min's and won’t affect your credit score. Our experienced brokers take the hassle out of finding the right loan.
Brilliant!!
Very fast and efficient.
Natalie is fantastic and could not have been more helpful. I have recommended her to family and friends and will continue to do so.
Kameryn J
Awesome experience
The Loan Rangers were so easy to deal with, they made it really easy for me to buy a car even after the dealership were
unable to help me.
Tyson M
Very honest and helpful
The Loan Rangers were recommended to us by another small business and we couldn't be happier with the service. I was offered a far better product than I had which is saving me upwards of $17,000 in interest.
Grant B
Become a partner with
The Loan Rangers!
We offer various opportunities for suppliers, dealerships, accountants, and client facing businesses to assist their clients in securing financing.
Phone: 0404 804 409
We are experts in financial assistance and make financing easy. Our team is dedicated to simplifying the process, allowing you to focus on other important decisions.
The Loan Rangers Pty. Ltd. (ABN 77 665 988 705) trading as the Loan Rangers is an authorised credit representative (ACR # 547280) of Fintelligence Pty Ltd (Australian Credit Licence #511803)
Credit Representative Number: 547280 | ABN: 77665988705 | Privacy Policy | Complaints Policy | Credit Guide
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